Something to use when getting buyers off the fence.
Thanks
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Duration : 0:1:22
FHA may lower the max seller contribution limits
Max Keiser: Time to Get The Out of Dodge! 2/3
Alex also talks with broadcaster, film-maker, and former equities broker Max Keiser about the Greek debt crisis and its ramifications for Europe and the world economy as a whole. Keiser has made a number of predictions that have come to pass, including the 2008 collapse of Fannie Mae and Freddie Mac, the break-down of Iceland’s economy in 2008, and that sub-prime mortgage-backed securities would be the cause of recession in 2008.
http://maxkeiser.com/
http://www.prisonplanet.tv/
http://www.infowars.com/
Duration : 0:14:2
Teresa Tims’ Saturday Show – Foreclosure / Short Sale Re-Purchase Waiting Periods
I will interview area specialist to help keep you informed of what’s really going on in Mortgages and Real Estate in Southern California. Today we are going to chat with Christina Hosseini, Account Executive at Provident Bank in Rancho Cucamonga. She is going to help us understand what the Foreclosure waiting periods are to repurchase and explain what exactly her job is as a “wholesale representative” or account executive.
Duration : 0:12:22
Mortgage Minute: ARM
http://www.kw.com
An Adjustable Rate Mortgage may offer a lower initial interest rate and monthly payments than a conventional fixed rate mortgage.
After an initial term, the interest rate on an adjustable-rate mortgage loan is re-set periodically to keep the rate in line with current market interest rates. For example, a 3/1 ARM loan offers a fixed rate for the first three years. The interest rate adjusts once a year thereafter. 5/1, 7/1 or 10/1 ARM loans offer a fixed rate for the first five, seven or ten years respectively, adjusting yearly thereafter. The lender sets the adjustable interest rate by adding a fixed percentage to an index rate. When the interest rate goes up, your monthly payment also increases.
Most ARM loans have a periodic rate cap and lifetime cap to limit the amount the interest rate can increase each adjustment period and over the term of the loan.
If your start rate is less than the fully indexed rate your interest rate and monthly payment may increase significantly at the first adjustment — even if the Index does not change. And, your interest rate and monthly payment will increase even more if the Index rises.
Discuss with your mortgage professional how an adjustable rate mortgage may be the solution to your financing needs.
For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.
Duration : 0:1:49
Account Rep Tom Pellicone
Wholesale Account Rep Tom Pellicone discusses why you should partner with Norcom Mortgage.
Duration : 0:1:27
FHA Flip rule change. Get ready
Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.
Give me a call if you or your clients need to get set up for a loan.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Duration : 0:1:30
WCC Run Through… Litterally
Not familiar with how seamlessly our different departments work together? Take a look and give me a call if you have a fianncing question or need to help your buyers get qualified.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com
Duration : 0:2:58
Mortgage Minute: FRM
http://www.kw.com
A Fixed Rate Mortgage offers peace of mind. Regardless of fluctuations in the market, your principal and interest payment remains the same for the duration of the loan.
Lenders generally offer Fixed Rate Mortgages for 10, 15 and 30 year terms. The longer the term of your loan, the lower the monthly payment will be. With a shorter term, you will build equity in your home more quickly.
Because they offer a monthly payment that is known and does not change, fixed-rate mortgage loans are the traditional choice of home buyers who plan to stay in their home for many years and want to build equity in their home.
For more information, please contact a Citi Mortgage Consultant at 1-877-693-0217.
Duration : 0:1:9
Rent vs Own Comparison
this example shows the benefits of buying vs Renting. Note that if you live outside a metropolitan area such as LA or San Diego you can expect your benefit to be much much better. In Riverside county for example you can save about $400 a month without ever taking into account tax savings or appreciation.
Give me a call and we can discuss your specific situation.
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com
Duration : 0:2:23
Mortgage Broker Junk Fees: What You Need to Know
Has your mortgage broker added mysterious fees and services to your closing costs? They could be mortgage broker junk fees. Learn how to protect yourself from inappropriate closing costs in this Expert Real Estate Tips segment on mortgage broker junk fees.
Duration : 0:1:34