Obama’s Mortgage Task Force is a Joke

Posted by admin on May 17th, 2012 and filed under mortgage | 19 Comments »

Via NY Daily News: “Three months ago, in his State of the Union speech, President Obama announced a new task force to investigate mortgage fraud and bring some measure of relief to the 12 million American families who are either losing their homes or in danger of losing them. The new Residential Mortgage-Backed Securities Working Group would be co-chaired by New York State Attorney General Eric Schneiderman, U.S. Attorney John Walsh of Colorado and three Washington insiders from the Justice Department and the Securities and Exchange Commission. Obama said, “This new unit will hold accountable those who broke the law, speed assistance to homeowners and help turn the page on an era of recklessness that hurt so many Americans.” Whether or not the President, attorney general and others intend to get around to this task someday, “speed” was a terrible word to choose. Because 85 days after that speech, there is no sign of any activity…”.* The Young Turks host Cenk Uygur breaks it down.

Read more from Mike Gecan and Arnie Graf: http://www.nydailynews.com/opinion/obama-mortgage-unit-awol-article-1.1063094

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WJB Arizona Mortgage – Aerick Squier Testimonial

Posted by admin on May 17th, 2012 and filed under phoenix az mortgage | No Comments »

Aerick Squier 480-220-5254
http://mywjb.com/aerick-squier/

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Mortgage-free, tiny home on a housekeeper’s salary

Posted by admin on May 17th, 2012 and filed under mortgage | 24 Comments »

Johnny Sanphillippo has never made more than $20,000 per year (he works as a housekeeper, as well as, a gardener and house painter), but he knew like “any other American” that he wanted to own his own home.

When he talked to bankers about qualifying for a home loan, “they look at you and their eyes glaze over and you realize, they’re going to give me a lollipop and send me home, which is pretty much what happened”. So he decided that if he went far enough away from his hometown of San Francisco he could find something he could afford to buy with cash.

He finally heard about a deal in Hawaii (back when oil was cheap and airline tickets were $99 from SFO) and for $3000 cash he bought himself an empty lot in a failed subdivision on the Big Island.

Without a loan, he knew he couldn’t afford to build a conventional home. He’d always loved tiny houses, but the permitting office wasn’t as enthusiastic about allowing him to build small. So he had plans drawn up for a conventionally-sized home, plus a 400 square foot garage. He just built the garage.

Once the inspectors signed off on his fully-equipped garage (which included a bathroom, utility sink, electricity, septic system and rainwater capture), he let them know he wasn’t planning on building the house. Then he set about swapping the garage door for sliding glass and the utility sink for a regular kitchen.

Instead of relying on a loan to buy a house up-front, he had to do it the slow way, in stops and starts as he worked to pay off he step of the process. First, he saved up for a foundation, then the shell, then septic, etcetera and today, 13 years later, the home is complete.

Original story & more info: http://faircompanies.com/videos/view/mortgage-free-tiny-home-on-a-housekeepers-salary/

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the truth about Derivatives Financial derivatives kevin D. blanch 2/16/12

Posted by admin on March 23rd, 2012 and filed under subprime mortgage | 4 Comments »

They had nothing to do with the subprime mortgage and economic meltdown in the United States or Western Europe NOTHING

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REO Wholesale Training: The Business of Investing in Discount Mortgage Notes_Version 02

Posted by admin on March 23rd, 2012 and filed under wholesale mortgage | 1 Comment »

Cherif Medawar describes his Wholesale REO Training via the web on March 7, 2012. This is version 2.

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Bank of America’s phony mortgages are as fraudulent as fake Prada purses, and they get away with it

Posted by admin on March 23rd, 2012 and filed under mortgage | 14 Comments »

Matt Taibbi talks to Cenk about his recent “Rolling Stone” article, “Bank of America: Too Crooked to Fail.” Taibbi says, “It’s no different than here on the streets of New York where you see people selling fake Prada bags.”

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FHA may lower the max seller contribution limits

Posted by admin on February 10th, 2012 and filed under wholesale mortgage | No Comments »

Something to use when getting buyers off the fence.

Thanks
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

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Beau Biden Mortgage settlement deal a good first step

Posted by admin on February 10th, 2012 and filed under first mortgage | No Comments »

Beau Biden Mortgage settlement deal a good first step

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Jay Farner from Quicken Loans – How To Choose A Mortgage Lender

Posted by admin on February 10th, 2012 and filed under mortgage lender | No Comments »

Learn what to look for in a mortgage lender from Jay Farner, President of Quicken Loans.

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Mortgage lenders strike a deal

Posted by admin on February 10th, 2012 and filed under mortgage lenders | 1 Comment »

Greece strikes a deal on a new austerity program, a deal has been reached between the U.S. government and the nation’s five biggest mortgage lenders, and weekly jobless claims dropped to the lowest level in almost four years. Ashely Morrison reports.

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