Phoenix Az Mortgage

Something to use when getting buyers off the fence.

Thanks
Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

Duration : 0:1:22

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Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.

Give me a call if you or your clients need to get set up for a loan.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

Duration : 0:1:30

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Technorati Tags: amount, Angeles, Bank, broker, business, California, Capital, cash, city, conv, Conventional, corp, Corporation, County, credit, Diego, Direct, equity, FHA, finance, financial, flip, government, H.A.R.P., HARP, Home, insurance, interest, la, lender, loan, Los, los angeles, low, ltv., moreno valley, mortgage, Murrieta, no, off, orange, Own, pay, Payoff, program, rate, refianance, rent, Riverside, rule, San, Temecula, terms, Underwater, VA, vs, wholesale, Wholesale Capital

Not familiar with how seamlessly our different departments work together? Take a look and give me a call if you have a fianncing question or need to help your buyers get qualified.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

Duration : 0:2:58

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Technorati Tags: amount, Angeles, Bank, broker, business, California, cash, city, conv, Conventional, corp, Corporation, County, credit, Diego, Direct, equity, FHA, finance, financial, government, H.A.R.P., HARP, Home, insurance, interest, la, lender, loan, Los, los angeles, low, ltv., moreno valley, mortgage, Murrieta, no, off, orange, Own, pay, Payoff, program, rate, refianance, rent, Riverside, San, Temecula, terms, Underwater, VA, vs, Wholesale Capital

this example shows the benefits of buying vs Renting. Note that if you live outside a metropolitan area such as LA or San Diego you can expect your benefit to be much much better. In Riverside county for example you can save about $400 a month without ever taking into account tax savings or appreciation.

Give me a call and we can discuss your specific situation.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

Duration : 0:2:23

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We’ll update you with another video once we have the full guidelines, but for now it looks good and everyone should be ready so we can refinance as soon as we know.

Ryan Hoffman
Loan officer
Wholesale Capital Corp
951-488-3114
RHoffman@wccloans.com

Duration : 0:2:49

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Call Ryan Hoffman at Wholesale Capital to get qualified for your new home loan.

New Home, Refinance, or Invest!

951-488-3114
RHoffman@wccloans.com

Duration : 0:0:35

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http://mortgagelocator.ca/

Many buyers ask me for a line of credit as part of their mortgage package, but they only put 5% down. This video explains whether or not this is possible, and under what circumstances it can be considered.

Hey everybody, Rowan Smith with The Mortgage Centre. I want to talk today about lines of credit. More specifically, mortgage lines of credit. A lot of times people will come to me and they’ll want to get a line of credit, along with their financing for their purchase, for renovations and whatnot.

Now, generally, if it’s going to be a mortgage, you’re going to have to have 20% down payment or 20% equity in the property before you can start getting a line of credit. Because CMHC, who governs less than 20 percent down purchases, doesn’t not allow an interest only product at this time; they do, but no lenders really support it.

So you’ve got to have 20 percent down if you want to start getting the ability to have a line of credit. Now what I mean by that is if you have 20% down and you pay it down so that you now have 30% equity in the property, you could borrow that 30% to 20%, that 10%, you could get that in the form of a line of credit assuming that your income and credit qualify for it.

So, if you’ve just bought something with five percent down and want renovation funds, a line credit with the mortgage is not part of the option. What you can do is get an unsecured line of credit through your financial institution you bank with. They can supply that to you, you can use that. Now you will not get mortgage rates on that line of credit, but it’s really the only option.

Alternatively, there’s a Purchase Plus Improvements Program if you want money for renovations. I’ve covered it in detail in the prior blogs, please do a search and you can watch it. It’s a good three or four minutes and it explains how the Purchase Plus Improvements Program works, or Refinance Plus Improvements.

If you’re applying for a line of credit increase – maybe you already own your property, you’ve got a substantial equity position at home and you simply want to increase that line of credit, come and talk to me. There’s many institutions which we can stick a line of credit behind any other mortgage.

So if you’ve a RB Royal Bank first mortgage, we can stick a line of credit behind that and get you mortgage rates on that line of credit. You don’t have to go to your bank if that’s the case. It’s only the unsecured lines of credit which you need to speak with your bank about.

If you’d like any clarification on this or need a line of credit, please give me a call. It’s Rowan Smith from The Mortgage Centre.

Duration : 0:2:8

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Experts in FHA, VA: http://www.freemanteammortgage.com
Video produced by Get Found Stay Found http://www.getfoundstayfound.com
Best (Mortgage Companies) FHA, VA Loans Broken Arrow, OK 918-906-9490
Deborah Freeman owner of Freeman Team Mortgage, Inc. would love to help 1st time home buyers, Veterans, and those who wish to refinance find the mortgage that best fits their needs. Personal Service without sacrificing great rates. Check out our Testimonials & Reviews and then give us a call.

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Duration : 0:1:41

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Can I get a mortgage loan if I am self employed? Don’t be blindsided, watch this short video to learn more – Real Estate Colorado Springs

Presented By Craig Turner and Chris Courtland with First Priority Financial – The mortgage loan experts you refer your friends to!

Duration : 0:3:12

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http://www.SunwestTrust.com – 800-642-7167. You probably have heard about the national credit crisis. During this time of national crisis have you ever considered becoming a bank? That’s right; you can become a bank for a friend or family member.

Duration : 0:2:41

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